Cost per mile calculator

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Distance per year (mi)miStarting value: FHWA, Office of Highway Policy Information, Average Annual Miles per Driver by Age Group: 13,476 miles per driver per year, 2026-09-18; edit it.Powertrain

Fuel economy (mpg)Starting value: EPA Automotive Trends Report (MY2024): real-world new-vehicle average 27.2 mpg, 1.7 mpg lower without BEVs and PHEVs = 25.5 mpg for a gas car, 2026-09-18; edit it.Fuel price per gal$Starting value: EIA Gasoline and Diesel Fuel Update: regular gasoline, U.S. average $4.319/gal, week of 2026-09-14 (released 2026-09-15), 2026-09-18; edit it.

Current value of the car$Starting value: Cox Automotive: average used-vehicle listing price $27,028, July 2026 (published 2026-08-14), 2026-09-18; edit it.Value lost per year (%)%Starting value: CarEdge: a new car loses about 20 % in year one, then about 15 % a year up to year four, 2026-09-18; edit it.

Insurance per year$Starting value: Bankrate: national average full-coverage car insurance $2,638 per year (press release, February 2025), 2026-09-18; edit it.Maintenance and repairs per year$Starting value: Derived: AAA Your Driving Costs 2025 puts maintenance, repair and tires at 11.04 cents/mile; the 84 % maintenance share comes from AAA 2016 (maintenance 5.28, tires 1.00 cents/mile); x 13,476 miles, 2026-09-18; edit it.

Tyres per year$Starting value: Derived: 16 % tyre share of AAA 2025 maintenance, repair and tires (11.04 cents/mile), share from AAA 2016 (tires 1.00 of 6.28 cents/mile); x 13,476 miles, 2026-09-18; edit it.Tax, registration, inspection per year$Starting value: AAA Your Driving Costs 2025: license, registration and taxes $813 per year (national average, includes purchase taxes spread over ownership), 2026-09-18; edit it.

Parking and tolls per year$Starting value: No default: parking and tolls depend on where you drive; type your own yearly total (visitor's choice), 2026-09-18; edit it.Loan interest per year$Starting value: Owned outright by default (0); type the interest you pay per year if the car is on a loan, 2026-09-18; edit it.

Result

Cost per mile: $0.84
Cost per year: $11,276
Cost per 100 miles: $84
Fuel or energy per year: $2,282
Variable cost per mile: $0.28
Fixed costs per year: $7,505

Fixed costs (depreciation, insurance, tax, parking, loan interest) are paid whether you drive or not; fuel, maintenance and tyres grow with every mile. The result is only as good as the numbers you type; starting values carry their source and date.

Where the money goes
Cost	Per year	Per mile	Type
Fuel or energy	$2,282	$0.169	variable
Maintenance and repairs	$1,251	$0.093	variable
Tyres	$237	$0.018	variable
Depreciation	$4,054	$0.301	fixed
Insurance	$2,638	$0.196	fixed
Tax, registration, inspection	$813	$0.060	fixed
Parking and tolls	$0	$0.000	fixed
Loan interest	$0	$0.000	fixed
Total	$11,276	$0.837

Free calculator by DriverCost. Open the full version for the full breakdown and guides. Planning estimates, not professional or tax advice.